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Top Factors for Choosing a Payment Integration

By Laura Olson and The North Developers | November 9th, 2023


How To Choose a Payment Solution Based on Business Requirements

Understanding how the factors described in this article can impact a business’s payment needs is the first step to choosing the right payment integration. The following high-level overview lists the integration types that might be a good fit based on a variety of business needs.
Factors to choose payment integrations
Factors to choose payment integrations
Factors to choose payment integrations
Factors to choose payment integrations
Factors to choose payment integrations
Factors to choose payment integrations

How To Choose a Payment Solution Based on Business Requirements

  • Payment API, such as Custom Pay API
    • Card-not-present or card-present transactions
    • In PCI scope
    • High level of customization
    • Full-featured
    • Access to most or all transaction data
    • Enables a fully customized payment solution
  • Point of Sale payments, such as Ingenico SI API
    • Card-present transactions
    • Reduced PCI scope
    • Medium level of customization
    • Many features available
    • Access to limited transaction data (since PCI scope is reduced, access to sensitive data is restricted)
    • Conveniently integrates with a Point of Sale system
  • Ecommerce checkout, such as EPX Hosted Checkout
    • Card-not-present transactions
    • Reduced PCI scope
    • Low level of customization
    • Fewest features available
    • Access to limited transaction data (since PCI scope is reduced, access to sensitive data is restricted)
    • Simple and quick to integrate

How To Get Started

Contact us to learn more about hosted payments and how to help your clients and your development team make a smooth transition to ecommerce.


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