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FinTech Tools

North’s FinTech (Financial Technology) tools are designed to support the needs of Independent Software Vendors (ISVs), Independent Sales Organizations (ISOs), and Payment Facilitators (PayFacs). These APIs enable you to build tools that will delight your customers and help your team expand its merchant portfolio.

Explore FinTech Tool Products

Powerful Data-Driven Insights

North’s FinTech APIs enable you to build dashboards with automated real-time reporting that empower merchants and sales teams to make data-driven decisions. Merchant-facing dashboards present robust up-to-the-minute sales information so businesses can tailor sales strategies throughout the day. Sales-facing dashboards let your teams manage their merchant accounts with access to portfolio data at a macro and micro level. And if you have an existing dashboard, simply add these API requests to unlock next-level FinTech functionality.





Build a business-management dashboard for merchants.

Build a one-stop dashboard for merchants to access real-time business management information, close batches, create invoices, view reports, and more. Available reporting endpoints include transactions, batches, and deposits.

Business Reporting API

Give merchants access to data from transactions, batches, and deposits.

Business Reporting API



Build a dashboard for sales to manage their merchant portfolios.

This API provides access to the most valuable merchant account data from the time a Merchant ID (MID) application has been submitted, throughout the rest of your partnership.

Merchant Reporting API

Give sales teams access to merchant portfolio data.

Merchant Reporting API



Programmatically create merchant processing accounts.

Create a new enrollment application and send the merchant a link to the application. The merchant will complete the application in our Simplified Enrollment dashboard (which can be white labeled for your brand) then use this API to submit the application to Underwriting and generate a Merchant ID (MID).

Merchant Boarding API

Give sales teams the power to manage merchant boarding programmatically.

Merchant Boarding API





Merchant Enrollment Dashboard

Send merchants a link to our enrollment dashboard (which can be white labeled for your brand) where they can complete their merchant processing application. When the merchant is finished, you will be notified and can make any updates needed, or submit the application to Underwriting and generate a Merchant ID (MID).

New merchant sign-up





Reporting



For Sales

Merchant portfolio data including:

  • Account history
  • Underwriting notes
  • Business information
  • Equipment plan
  • Pricing plan
For Merchants

Real-time business management data including:

  • List transactions
  • Transaction detail
  • List batches
  • Batch detail
  • List deposits
  • Deposit detail
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For Sales





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Automate the Merchant Enrollment Process

Learn how ISV 1stMILE transitioned from a manual merchant boarding process to boarding merchants for payment processing accounts programmatically. Boarding a new merchant now takes 1stMILE minutes as opposed to days or weeks, thanks to the power of the Merchant Boarding API.





Everything you need to get started

API specifications, integration guides, step-by-step tutorials, and more to propel your online payment integration.


API Specifications

View swagger schemas and code samples for the Merchant Boarding API.

Integration Tracker

Sign in to access integration data and Sandbox credentials from a central hub.

Integration Guides

Read the Integration Guide for the Merchant Boarding API.

Product Coding Tutorials

Follow step-by-step tutorials to build your own sample integrations.

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FAQs



What are Merchant Service Partner Models?
What is an ISV vs. PayFac?
Why should my business automate merchant onboarding?
©2025 North is a registered DBA of NorthAB, LLC. All rights reserved. North is a registered ISO of BMO Harris Bank N.A., Chicago, IL, Citizens Bank N.A., Providence, RI, The Bancorp Bank, Philadelphia, PA, FFB Bank, Fresno, CA, Wells Fargo Bank, N.A., Concord, CA, and PNC Bank, N.A.