Back

Visa Response Code Triggers

When testing payment integrations, the transaction amount value can be used to trigger various credit card response values that may be encountered when processing in the production environment. These values are provided below for use in the UAP/Test environment. The amount triggers can be used by sending the test card data specified below.

Account Number
CVV2/CID
Street Address
Zip Code
Exp Date
4000000000000002
123
123 N CENTRAL
12345
2512

The table below contains the response codes returned from the certification system based on the last three numeric digits of the amount. Larger amounts can be used to trigger responses by adding digits to the left of the one; for example 21.05, 51.05, and 361.05 are all amounts that will receive an “05” response since the last three numeric digits in these amounts are “1.05.” Amounts that fall outside of the certification system response range will receive approval responses as long as it is otherwise a valid transaction.

Amount
Network Response Code
Response Text
1.00
00
APPROVAL 000599
1.01
01
CALL
1.02
02
CALL
1.03
03
TERM ID ERROR
1.04
04
HOLD-CALL
1.05
05
DECLINE
1.06
06
ERROR
1.07
07
HOLD-CALL
1.59
10
Partial Approval/Authorization
1.09
12
INVALID TRANS
1.10
13
AMOUNT ERROR
1.11
14
CARD NO. ERROR
1.12
15
NO SUCH ISSUER
1.13
19
RE ENTER
1.14
21
NO ACTION TAKEN
1.15
28
NO REPLY
1.18
41
HOLD-CALL
1.19
43
HOLD-CALL
1.20
51
DECLINE
1.21
52
NO CHECK ACCOUNT
1.22
53
NO SAVE ACCOUNT
1.23
54
EXPIRED CARD
1.24
55
WRONG PIN
1.26
57
SERV NOT ALLOWED
1.27
58
SERV NOT ALLOWED
1.29
61
DECLINE
1.30
62
DECLINE
1.31
63
SEC VIOLATION
1.32
65
DECLINE
1.33
75
PIN EXCEEDED
1.34
76
NO ACTION TAKEN
1.35
77
NO ACTION TAKEN
1.38
80
DATE ERROR
1.39
81
ENCRYPTION ERROR
1.40
82
CVV ERROR
1.41
83
CANT VERIFY PIN
1.42
85
NOT DECLINED
1.45
91
NO REPLY
1.46
92
INVALID ROUTING
1.47
93
DECLINE
1.48
94
CALL
1.49
96
SYSTEM ERROR
1.51
EB
CHK DIGIT ERROR
1.53
ER
ERROR
1.54
N3
CASHBACK NOT AVL
1.55
N4
DECLINE
1.56
N7
CVV2 MISMATCH
1.57
TO
TIMEOUT

Top of Page